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Home Buying Tip: How To Save Up For A House

Are you thinking about buying a home and just don’t know where to start? Before you even begin looking at homes, consider how much you may need to save to make the process as smooth as possible for you, especially in the long run. While there are situations where you don’t need a large down payment for a home, having one can save you money down the road.  Saving for a down payment is slightly different than other large savings, like retirement. With those savings, you can set aside smaller amounts or invest the money. Because you will need your down payment sooner rather than later, those saving methods won’t be beneficial to you. Here are some steps to take to save up for your dream home! 1. Determine How Much You Need There is a general rule of thumb in real estate, the rule of 28, that says your maximum mortgage payment should not exceed 28% of your gross monthly income. Sitting down with a mortgage lender will help you find out how much of a mortgage you qualify for ba...
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Feng Shui Color Meanings for Home Design

RED:   Acts as a stimulator ORANGE:   Uplifting color that promotes happiness YELLOW/GOLD:  Symbolizes power, stimulates health, patience & wisdom PINK:   Represents love, romance & partnership GREEN:   Represents growth and new beginnings, as well as healing & freshness BLUE-GREENS:   Represents youth, new beginnings & inspires confidence DEEPER BLUES:   Infuses wisdom & introspection PURPLE:   Inspires spirituality, adventure & prosperity BLACK:   Contemplative color that encourages reflection & mystery WHITE:  Cultivates clarity, precision & communication GRAY:   Invites helpfulness and represents a harmonious union of black & white BROWN:  Offers stability & security Room color can influence our moods and our thoughts. This is why it...
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Real Estate Advisor: April 2019: Add A Touch Of Spring To Your Home

Cheering up your home with some spring decor is the perfect way to prepare for warmer days and more sunshine. Here are some options to prepare your home for the next season! ADD AN HERB GARDEN While they may not last outdoors with the sporadic weather of spring, bringing potted herbs into your home and letting them soak up sunlight in a kitchen window is the perfect way to add life to your home  and  have access to fresh herbs while you’re cooking.  THINK SPRING   If you are all about DIY-ing, creating simple decorations can add a pop of seasonal color to your home. Take that pair of rain boots you don’t wear anymore and turn them into planters - add bright floral arrangements and use your new decor item as an inviting piece by your front door. POPS OF COLOR Neutral and sleek is all the rage right now, but adding a pop of color in your normal decor can add a cheerful touch to your home. Swap out your kitchen napkins or tablecloth with something a little...
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